Financial Aid

How To Apply For Financial Aid

Financial aid is an umbrella term for many different types of assistance we offer. To unlock these types of assistance, you will need to submit a Free Application For Student Aid (FAFSA)


On this page you may learn:


Applying For FAFSA:

Please reference the series of videos posted below for filing a FAFSA for the first time. The Fall 2019, Spring 2020 and  Summer 2020 terms require that you complete the  2019-2020 FAFSA, and will be based on your 2017 IRS Tax Forms. Fall 2020 requires that you complete the 2020-2021 FAFSA, and will be based on your 2018 IRS Tax Forms.




Complete a Free Application for Federal Student Aid (FAFSA) online HERE; include East Georgia’s school code (010997) so that our office receives your information. Once logged into your FAFSA be sure to use the IRS Data Retrieval Tool. For more information on how to use the DRT, Check out Video 7: Financial Information in the above playlist.
Should you not be able to utilize the IRS Data Retrieval Tool via the FAFSA, you may request an IRS Tax Transcript On-line on the IRS Website. The Transcript will be mailed to you in 5-10 business days.

 If you are renewing your FAFSA, follow the step-by-step instructional playlist below:




You should complete a new FAFSA  every year as soon as your Federal taxes have been processed by the IRS.  Please review "Mistakes to Avoid When Applying for Student Aid" provided by the National Association of Student Financial Aid Administrators (NASFAA).


After Submitting the FAFSA:

Once Your FAFSA is Submitted continue to check the Check Your Status page on our website. We typically will receive the FAFSA within 3 weeks of submission. Sometimes FAFSA will select you for a process called verification. This can be due to a discrepancy of data on the FAFSA or just completely at random. If you are selected for verification you will be required to submit additional documents to our office.

Please view the playlist below for more information about verification:


If you want to receive student loans:

You will need to complete additional requirements beyond the general financial aid documents. Please complete the Loan Offer Request Form as well as complete the Master Promissory Note and Entrance Loan Counseling on
Entrance Loan Counseling Help:
Master Promissory Note Help:
Cost of Attendance minus Expected Family Contribution minus Outside Scholarships and Other Resources = Unmet Financial Need
This will determine if you are eligible for income based aid, such as subsidized loans.

If your EFC (Expected Family Contribution) is low enough, you may be eligible for PELL Grant. Please see the Financial Aid Programs page for more details regarding PELL Grant

If your EFC is more than the cost of attendance then you don’t qualify for need-based aid. However, there are other financial aid programs available regardless of your financial need such as the unsubsidized Federal Stafford Loan and the Federal Parent PLUS loan.

The Estimated Family Contribution (EFC) is determined by the Department of Education using your FAFSA tax information. This is based on both your income and assets as well as your parents, unless you are considered independent.

Dependency Information:

For financial aid purposes, most students are considered DEPENDENT if under the age of 24,  You must meet one of the following requirements to be considered independent: 

  • Born before January 1, 1996 for the 2019-2020 aid year
  • Born before January 1, 1997 for the 2020-2021 aid year
  • Married status, by the day you complete the FAFSA
  • Have a child or legal dependent, considered by the U.S. Department of Education as someone that you support financially more than 50% of the time
  • Enrolled in a graduate degree program
  • An orphan or ward of the court
  • An emancipated minor
  • Have a legal guardian that is other than a birth parent
  • Determined as homeless by HUD
  • Active Duty or veteran status with the U.S Armed Forces



Finding out what aid you have been awarded:

Once all of the required information is received, your financial aid award will be sent to your EGSC CatMail account. You can also check your award on your BANNER Web account. It is very important to check your email daily. Please keep in mind that it may take between 2-4 weeks for aid to be processed, and you will still be responsible for satisfying your bill by the deadline regardless of any pending aid.